Specialist Mortgage Approved Damp & Timber Reports Across London, Kent and East Sussex
When purchasing a property, mortgage lenders often require a specialist damp and timber survey before releasing funds — especially if the valuation surveyor has flagged potential issues. A professional mortgage damp and timber survey provides clear, independent, qualified reporting that satisfies lender requirements and gives you confidence in your purchase.
At Damp Solve Surveying, we deliver fast, accurate, evidence‑based surveys designed specifically for mortgage and pre‑purchase needs. Our reports are trusted by buyers, lenders, estate agents, and solicitors across the South East.
A mortgage damp and timber survey is a specialist inspection requested when:
- A mortgage valuation highlights damp or timber concerns
- A lender requires a specialist report before approving funds
- A buyer wants reassurance before committing to a purchase
- A surveyor recommends further investigation
- A property shows signs of moisture, decay, or infestation
Our surveys combine building pathology, moisture analysis, and species identification to provide a precise, reliable diagnosis not assumptions or unnecessary treatments.
The final report is written in a format suitable for mortgage lenders, solicitors, and surveyors.
- Independent verification of the issue
- Clear diagnosis and risk assessment
- Practical recommendations for remedial work
- Evidence to support lending decisions
Our reports are designed to meet these requirements clearly and professionally.
Many buyers discover issues only after moving in. A professional survey protects you from surprises.
- Rising damp or salt contamination
- Penetrating damp from external defects
- Condensation and mould growth
- Wet rot in skirting boards or floor timbers
- Dry rot in concealed areas
- Woodworm (active or historic)
- Poor sub floor ventilation
- High moisture levels in walls or timbers
- Defective pointing, gutters, or ground levels
Identifying these issues early helps you plan repairs and negotiate effectively.
Damp Assessment
- Rising damp, penetrating damp, and condensation
- Moisture readings and profiling
- Salt analysis (where required)
- External defects contributing to dampness
Timber Assessment
- Wet rot, dry rot, and fungal decay
- Woodworm and beetle activity
- Sub floor ventilation and moisture levels
- Structural implications of decay
Building Fabric
- Brickwork, pointing, render, and masonry
- Roof coverings, gutters, and downpipes
- Ground levels and drainage
- Internal finishes and thermal bridging
Diagnostic Tools Used
- Hygrometers
- Moisture meters
- Thermal imaging (optional add on)
- Data logging (optional add on)
- Vane anemometers for airflow testing (optional add on)
- Summary of findings
- Identified causes of damp or timber decay
- Moisture readings and analysis
- Photographs and evidence
- Activity assessment (for woodworm)
- Structural risk assessment
- Practical recommendations for repair
- Guidance for lenders, solicitors, and surveyors
- Optional add on results (thermal imaging, data logging, ventilation testing)
Reports are written in a clean, modern, easy‑to‑understand format suitable for mortgage and legal use.
